For several years now, the online banks and online credit unions are where consumers are getting higher interest rates with their savings accounts. After 12 months, the account will earn 0.10% APY. Forgot Password | Register. Click the link below to learn more. Use our savings calculators to compare First Tech to other major banks. Credit union savings usually offer a dividend rate rather than an interest rate. Banks, Credit Unions and Savings Institutions operate under federal or state charters. You can even give them specific nicknames—like “Dustin’s Man Cave”—to keep saving fun. Federally insured by NCUA. You’re about to leave our site. The fund is backed by … This means that it depends how well the credit union does that year - so you don't know what you'll get until the end of the year. Our primary savings plan is an insured, dividend-paying account that can be opened for as little as $5. Friday Five Business Briefing – January 22, 2021, The Tax Benefits of Your Retirement Savings Plan. Holiday Savings Account; Save for the busy holiday season with this automated savings account. Visit our Connect & Support page. CCU offers a traditional money market account and an IRA money market account. 264181626; Branches/ATMs; Contact Us; Help; … The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. Many accounts can be opened with as little as €10 and you can save either regular amounts or lump- sums, and sometimes both. FAQs; Lost or Stolen Card; Mobile Banking; Contact Us. Our end goal is to provide service that's customized uniquely to you, backed by offerings that address all of your banking needs. Click here to learn how we are responding. Dismiss X. PAY BY PHONE. Some do not charge for that. Funds currently on deposit at Consumers Credit Union are not eligible for the promotion. At Consumers Credit Union, we offer flexible savings accounts to help you earn valuable interest. From there, you can open a checking account, apply for a credit card and enjoy other member services. Consumers Credit Union (Consumers CU) has unveiled the Splish Splash Savings account, which earns a “cool” 2.25% APY on balances between $2.5k and $250k. Get started online now! Each member's funds are insured to $250,000 by the National Credit Union Administration (NCUA). Save for a rainy day Earn more for your dollar when you open a Liquid Savings Account. CCU's Mobile App Update . Savings accounts. Locations & ATMs Connect & Support Careers Rates 800.991.2221 | Routing #272481839. Having multiple accounts dedicated to specific savings goals is a smart way to budget! No problem. The most common offerings are described here, but every credit union is different. The variety of savings account options at LCU makes it easy to save. Yes, your Consumers Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Safeguard your home from theft and other unforeseen events. Ascend has a full range of accounts, including checking, savings, investment and youth accounts, all to serve you. A Share Savings account is the first step to joining the Service Credit Union family. Individual Retirement Accounts (IRA) are insured separately up to $250,000. Balance: $25; Navy Federal Credit Union, APY: 0.25%, Min. Interested in opening a savings account? A credit union is a nonprofit savings and lending cooperative that's owned by its members. Membership Share Savings Account; Money Market Account; Borrow. How do I choose a bank or credit union? Share Savings. If so, you will get a return on each share you hold. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union. Get a cool 0.50% APY* with a high earning savings account that isn’t all tied up. $5.00 to open an account (Social Security number and qualified parent or guardian required) Side shares are just like regular savings accounts that are attached to your primary number. After 12 months, the account will earn 0.10% APY. If funds are withdrawn by request prior to November 1, the account will be closed. Checking Account (Share Draft Account) ATM and Debit Cards; Free Share Drafts; Contact the credit union to reorder checks. Where AAFCU really shines is its competitive APYs, fee-free products and convenient branch footprint. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. Yes, your Consumers Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Yes, your Consumers Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Vehicle Loan; Personal Loan; Credit Cards; Mortgage Application; Mortgage Refinance Application ; Home Equity Application; Online Banking; Rates; Careers; Locations & Hours; Contact Us; Online Banking. Ascend is closely monitoring the spread of COVID-19 (coronavirus). *APY = Annual Percentage Yield. By following this link, you will be leaving Consumers Credit Union’s website. An easy way to save for holiday expenses by automatically deducting funds from your paycheck. Gain membership to Consumers Credit Union, Low minimum balance – just $5 to maintain membership, Deposit a maximum of $1,000 to Smart Saver each month, Tiered Money Market account keeps money accessible, Dividends are compounded and credited monthly, Accounts federally insured by NCUA up to $250,000, Low minimum of $2,000 to start earning interest, Dividends compounded and credited monthly, Up to six (6) Money Market checks each month, Ability to arrange direct deposit or automatic transfers to save painlessly, Funds transfer to Membership Share Savings Account on November 1. Money Market Accounts . Consumers Credit Union. Consumers CU checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and ATMs. Unlimited number of Consumers Credit Union savings accounts, 24/7 account access through online and mobile, Free automatic transfers (set up one-time or recurring transfers between your accounts), No monthly fees when you select eStatements, Earn 0.50% APY* guaranteed for a year so long as you maintain a $2,500 minimum balance, Limit one promotional account per household, Set up deductions automatically from your paycheck to fund the account, Earn a higher interest rate than regular savings accounts, Funds available for withdrawal October 1 – December 31; earlier in cases of hardship. Sign In Mobile Navigation. Create a solid plan for retirement with our IRA Savings account available for Traditional, Roth, and Educational IRAs. Dividends are paid monthly to accounts with a minimum daily balance of $100. Savings Accounts *APY; Savings Accounts: 0.10%: Christmas Club Account: 0.10%: Vacation Club Account: 0.10% Please click on rates to see the most up to date savings and CD rates. Savings accounts. Sign up for this plan and it makes transfers to your account, starting November 1st. As long as you hold your account’s average daily balance above $100, Alliant will apply a 0.55% APY to it. The credit union offers a range of CD terms, checking accounts and savings accounts. A credit union is a not-for-profit financial institution with membership based on a common characteristic, such as place of employment. Open a 4.00% APY Serious Interest Checking! Sign up for this plan and it makes transfers to your account, starting November 1st. Balances of $250,000.01 or more will earn 0.10% APY. Flexible payment options. Earn higher yields on IRA funds while keeping them accessible with an IRA Money Market Account. 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