Choose from Wells Fargo Visa Credit Cards and American Express credit cards with low intro rates, no annual fee, and more. I put everything in the 3X categories, as well as my cellphone bill, on the Propel. If you spend a lot on the rewards categories, it won’t take long to rack up points with this card. 4.8. Just my personal opinion, I’ve had the card almost three years now, never had a problem, but the only down side is you can only redeem in increments of $25 at a time . For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. “We do not anticipate customers having a more difficult time obtaining a Wells Fargo credit card. At one point that was Capital One (1.5% on the Quicksilver card) but now my primary card is with Alliant Credit Union (3% cash back on everything for the first year then 2.5%). Sign-up bonus of 20K points after spending $1,000 in the first 3 months (that is a $200 cash redemption value) 3X points per dollar spent on travel, dining, and rideshare services; No annual fee and no foreign transaction fee Do note it's for top services, not every little streaming service on the web. If you don't fit nicely into either group I think you can probably do better. The 3x on transit I believe is one of the more underrated benefits pre-COVID. The wells fargo propel world card hasnt been available for online. They also gave me the best deal, even including credit unions, when I refinanced my house after my divorce 5 years ago. To set up automatic payments sign on to Wells Fargo … Explore our credit card categories to learn more, and apply online today. Best Wells Fargo Credit Card for Earning Cash Back. 1.5% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card … A Card for Nearly Every Consumer. There are plenty of Wells Fargo credit cards to choose from. Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. If you have the Wells Fargo Business Secured Credit Card or Wells Fargo Business Platinum Credit Card, you can earn one point for each $1 … It offers a selection of credit cards for every type of consumer, from business credit cards to travel rewards and credit-building credit cards. I just didn't know if places preferred you to be more loyal to their credit cards and if you were more likely to get approved that way. I am guessing it would be convenient for me since everything I have is set up with WF. But while the card offers a lengthy introductory offer period for qualifying balance transfers to give you time to pay down your debt, the balance transfer fees are higher than some other options. In order to benefit from this, you just have to pay your monthly phone bill via a Wells Fargo. Press question mark to learn the rest of the keyboard shortcuts. Wells Fargo is the second-largest bank in the United States and one of the top 10 largest credit card issuers. Best Wells Fargo Credit Cards | January 2021. … Tip: If you want to learn more about travel rewards vs cash rewards credit cards… It was only by $2. I looked at a lot of cards for my third cc and went with this one back in august. Wells Fargo is one of the largest banks in the United States and they also have a wide range of credit cards for both consumers and small business. The Wells Fargo Rewards® Card offers five points for each $1 spent on purchases at gas stations, grocery stores and drugstores, and one point on all other purchases. Who this card is good for. Editor’s Rating. But, as seems to be the case with many Wells Fargo cards, this option has multiple reviews reporting being approved with credit scores between 600 and 700.A low(ish) credit score may not even be a hurdle for a five-figure credit limit, as evidenced by this reviewer’s report of getting a $15,000 credit … For the former it has good rewards, especially when paired with other WF cards as mentioned; for the latter it's a good pairing with a 2% card (Citi Double Cash, Paypal, Fidelity) in a simple 2-card setup. Absolutely love this card, just sad that my intro APR is ending soon. To me it's an okay card for a very specific sort of user--either one who is interested heavily in travel, or one who values simplicity over optimization in terms of cash back. More posts from the CreditCards community. I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points bonus. I am now on the hunt for a good credit card, as I have a couple of major purchases for college and my horse. Gas for 2 cars, eating with the family, and streaming services for my girlfriend and son. The Freedom Flex offers the same cashback on dining and is a stronger card overall (in my opinion/usage), & the Blue Cash Preferred gives the same transit bonuses with larger streaming ones. Look at all the posts in this sub with complaints about them. It's pretty great. Also how is wells fargo? Best card on the market if you ask me, I’ve held the card for years , also I feel it’s better then some better cards that have annual fees. I again asked to double my credit … Find your next favorite credit card here. The Wells Fargo Secured Card is a secured credit card designed to help … I have never ever had an issue with WF and have always had a great experience. At a Glance. Wells Fargo offers credit cards to help you make the most of every dollar spent - cash rewards, dining rewards, low interest APR and more. Find your next favorite credit card here. Best for travel rewards: Wells Fargo Propel American Express® card. We find the best customer service and most consistent customer service from online banks and local credit unions. Anyone else get an email from Wells Fargo about earning 10% bonus cash rewards on gas and groceries until 2/14/2021 . Credit Card. Checkout r/churning if your interested in maximizing rewards. Check out our list of the best Wells Fargo credit card bonuses. Current Offer. The most important thing to remember is that credit cards … No. Other cards limit to just airfare and rentals. They offer a selection of cards for every type of credit card user, from credit-building cards to premium rewards cards, as well as cards for small and large businesses. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Students with an established credit history may also consider the potential advantages of applying for other Wells Fargo Credit Card products. Best Wells Fargo Credit Cards Compared. Around Thanksgiving. That's the main thing going for it. The Wells Fargo Business Secured Credit Card is a solid choice for businesses with poor or no credit history that want a source of credit from a lender they can trust. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. With the Wells Fargo Business Platinum Credit Card, the sign-up bonus is $500 cash back, and for the Wells Fargo Business Elite Card® it’s $1,000 cash back. Customer service experience has been good so far. Best Wells Fargo Credit Cards | January 2021. Due to this insurance, every Wells Fargo credit card holder can receive up to $600 coverage against damage or theft of the mobile phone. Low base-rewards rate. That's not to say it's a bad card… I have a 30 hour a week job and am a full time student, I have only overdrawn from my bank account once. Apparently, their system does not differentiate between cash transfers from a credit card versus overpayment transfers, and just considers both to be liable for a cash advance fee. My credit card valentine goes to the Wells Fargo Propel American Express® card.Here’s why I love it: It gives 3 points per dollar on dining, travel and popular streaming services (plus 1 point per dollar on everything else). How to Increase Your Chances of Getting Approved for Wells Fargo Propel. Tip: If you are looking for a retail card instead of a rewards card – or you have a less than perfect credit score – Amazon also offers the Amazon.com Store card. Best current credit card sign up bonuses offers for february 2019. Rewards. The final leg on my journey was to call Wells Fargo (they don’t accept requests for higher credit limits online). Read U.S. News' 2019 review of the Wells Fargo Platinum Visa Card. Each of these cards have one major goal in mind, and that is to make the lives of our services men and women a little easier. Take a closer look at the pros and cons of this card to determine if … There are so many reputable banks to chose from. I like Capital One. You’ve decided that you are financially ready for your first credit card. Learn more and apply today at Wells Fargo online®. Some delivery apps are becoming iffy, like Postmates no longer classifies under either restaurants or rideshares so do a test purchase to verify you get 3x when using your carrier of choice. What you should know about the Wells Fargo Rewards® Card. The 3x on restaurants applies to literally any merchant under the broader restaurant umbrella, which on a no AF basis can only be matched by CFF/CFU. The offer is now available to everybody because of that the card … Best Wells Fargo Credit Card for Cash Back: Wells Fargo Cash Wise Visa® Card. Best college student card: Wells Fargo Cash Back College℠ Card. How to choose the best Wells Fargo credit card. I guess my question is, what was your limit for people who were in the same/similar boat as me? I have ten credit cards & I've never really even been tempted by this one. They offer a selection of cards for every type of credit card user, from credit-building cards to premium rewards cards, as well as cards … In the case of Wells Fargo credit cards, the best card option will depend on your credit profile, your spending habits, and your goals. Lucky you. The best Wells Fargo credit cards offer unlimited cash back, 0% intro APRs and balance transfers, and more. There is no annual fee with the Wells Fargo Platinum Visa card. If you have an overpayment on a Wells Fargo credit card and request the balance be credited to your Wells checking account, the system considers it like a cash advance, according to reports on Reddit. Overview of the Best Wells Fargo Credit Cards. You should not use this card for all three of these things (or even two of them) at once, because you could easily fall into debt. I recommend the Citi Card DoubleCash card, it has 2% cash rewards on every purchase. It offers a selection of credit cards for every type of consumer, from business credit cards to travel rewards and credit-building credit cards. Best Wells Fargo Credit Cards at a Glance Wells Fargo Propel American Express® card. Overview of the Best USAA Credit Cards. Wells Fargo has different credit cards for different needs. Edit: I also pay my balance in full every month. Edit: I also pay my balance in full every month. Apply online now. According to reports , the bank is repurposing the “switch team” (those responsible for product changes) to better handle customer calls increases due to the COVID-19 outbreak . Best balance transfer card: Wells Fargo Platinum Card. These are things like "Spend $X at XYZ merchant, get $10 back" or "Go to ABC merchant online or in-person, get 10% back up to $x.xx cash back". The Wells Fargo Propel Card’s 3x bonus categories have drawn our attention before. Wells Fargo is the second largest U.S. bank by total assets and one of the top credit card issuers in the country. I have fair/ok credit at 637, and already paid off my $9,000 student loans with them as I got money from a deceased relative a while back. I still activate them all because why not, and there is something I might go to or use like Starbucks or national chain. I've had accounts at Wells Fargo for almost 20 years and have never had a problem. Since it can only be used on Amazon purchases, its scope is a bit more limited than the rewards cards; but Prime members can earn a generous 5% cash back. Never once had a problem with Wells Fargo. And have a credit card … The Wells Fargo Cash Wise Visa® card is a good choice for those who want to earn cash back on their purchases, with unlimited 1.5% cash back. Press question mark to learn the rest of the keyboard shortcuts. More Options: The Best Low-Interest Credit Cards Fees. I've never had an issue with WF thank goodness. Since the Propel card gives … These 11 cards are some of the best first credit cards to help you build credit. Wells Fargo Propel American Express® Card. But don’t ignore the risks. Wells Fargo ! Join our community, read the PF Wiki, and get on top of your finances! These key features are important to consider before you apply for the Wells Fargo Rewards® Card. Choose from cards with rewards, cash back, no annual fee, and more. Apparently, their system does not differentiate between cash transfers from a credit card … The 3x on streaming is nice since few cards offer it. Existing credit cards customers will receive a contactless card upon current card expiration or customers’ requests for card … Wells Fargo's customer service is alright. They and Discover originally peaked my interest, and I was declined. Earn 20,000 bonus points when you … But I have 3 Wells Fargo credit cards and can’t figure out which one the … If you have an overpayment on a Wells Fargo credit card and request the balance be credited to your Wells checking account, the system considers it like a cash advance, according to reports on Reddit. There is also one more major perk, which comes with all Wells Fargo credit cards, which is Mobile Phone Protection. The addition of rewards points and cash back schemes is also a nice feature that is sure to entice quite a few companies looking to bolster their credit while keeping an eye on their spending. New comments cannot be posted and votes cannot be cast, More posts from the personalfinance community. Overview of the Best Wells Fargo Credit Cards. Consumer contactless credit cards. Thank you! What you should know about the Wells Fargo Cash Back College℠ Card You can get a head start building credit. A secured credit … Wells Fargo Not Allowing Credit Card Changes? I was not approved for the Discover student cards (no idea why) and am happy to welcome any suggestions on a better card. Best Wells Fargo Credit Cards. The best Wells Fargo credit cards offer unlimited cash back, 0% intro APRs and balance transfers, and more. Whoever gives me the best cash back percentage. It's pretty difficult to get much better than 2% unless your trying to churn reward cards with good sign up bonuses. Wells Fargo Propel American Express® card. Getting approved for a credit card requires a little planning. Nothing from WF. Are you thinking about applying for the Wells Fargo Propel American Express® card? My Amazon subscription hit 3 days before I was supposed to be paid and I forgot to transfer funds from my savings account to pay for it. There's a list of the ones that apply so keep watch of that. Normally the brand deals are luxury, signup aggressive, or generally lagging in sales. The Wells Fargo Propel American Express® Card is an excellent pick and among the best no-annual-fee options on the market. It is important to pay them in full and on time. Wells Fargo targets this card not only at U.S. Citizens looking to boost their credit … BROWSE OTHER WELLS FARGO CREDIT CARDS.. For more information on secured credit cards, visit our Comprehensive Secured Card Reference Page, featuring the best-secured card offers, detailed advice, and tips to help you build your credit history. Students with an established credit history may also consider the potential advantages of applying for other Wells Fargo Credit Card products. Apply online now. At one point that was Capital One (1.5% on the Quicksilver card) but now my primary card is with Alliant Credit Union (3% cash back on everything for the first year then 2.5%). There's a metagame in making the poor man's Chase Trifecta in order to get boosted travel redemption for no annual fee, which is nice for some. How are they with dealing with fraud and etc? Wells Fargo continues to provide some of the best credit cards promotions with bonuses $100, $200, $300! To determine when a card makes financial sense, these cards were compared with the top no-fee cash-back card for dining and travel, the Wells Fargo Propel. Explore our credit card categories to learn more, and apply online today. Press J to jump to the feed. They feature cards for people looking to earn cash back on purchases, travel rewards and even those looking to rebuild or build their credit scores. Finally, the Wells Fargo Deals combines both those only for Wells Fargo customers as well as Amex users. Annual Fee. Sign-up bonus of 20K points after spending $1,000 in the first 3 months (that is a $200 cash redemption value) 3X … To pick the one that’s best for you, ask yourself these questions: Do you want a travel card? Picks for Wells Fargo credit cards include the potentially lucrative Wells Fargo Propel American Express and the Wells Fargo Cash Wise Visa. WF Deals also stack with the usual rewards benefits. As for credit cards, I’m not loyal to anyone. Wells Fargo is one of the largest banks in the United States and they also have a wide range of credit cards for both consumers and small business. Unlike other cards, this means virtually all transit from rental cars, tolls (bridge, expresslanes, etc...), parking (garage and meters), trains, planes, and public transit. I feel the Wells Fargo propel is by the the superior card , as well as being the best overall no annual fee credit card on the market. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. The Wells Fargo Cash Back College Visa is best for three types of students: ones who want to earn rewards, finance a large purchase, or pay off credit card debt. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. How is the bank managing this card? I have been a loyal WF customer since 2015 when I opened my bank account. Thanks. Best rewards card: Wells Fargo Propel American Express® Card. If you don’t do that, credit cards … Best Wells Fargo credit cards. USAA offers many different credit cards to current and retired military personnel. There’s nothing that this card offers that other banks (chase, Amex) don’t with superior customer service. ... (The information related to Wells Fargo Business Platinum Credit Card has been collected by CardRates.com and has not been reviewed or provided by the issuer or provider of this product or service.) It's really kind of a boring card. I cannot speak for everyone else though. Choose from cards with rewards, cash back, no annual fee, and more. Wells Fargo Secured Credit Card. So Netflix, Disney+, and Hulu count, but not SubParTVNetwork Premium+. They feature cards for people looking to earn cash back on purchases, travel rewards and even those looking to rebuild or build their credit … Best cash-back card: Wells Fargo Cash Wise Visa® Card. Best Wells Fargo Credit Cards Compared. This optional service in Wells Fargo Online helps you automatically make credit card payments by transferring funds from your checking or savings account to your Wells Fargo Credit Card account. Picks for Wells Fargo credit cards include the potentially lucrative Wells Fargo Propel American Express and the Wells Fargo Cash Wise Visa. Whoever gives me the best cash back percentage. If you want a no annual fee credit card, you will be pleased to know that most of the Wells Fargo credit cards don’t have one.You also have the option to earn travel reward credit cards or cash rewards.. I was declined bill via a Wells Fargo I ’ ve decided that you financially... Customer service and most consistent customer service and most consistent customer service on my journey was to Wells. For every type of consumer, from business credit cards Fees card offers that other banks (,! For top services, not every little streaming service on the rewards categories, as well as Amex users banks! From another credit card categories to learn more and apply online today it..., when I refinanced my house after my divorce 5 years ago: Wells Fargo Secured card. Cards … it 's a bad card… best Wells Fargo credit cards for my annual income, monthly... Fargo customers as well as my cellphone bill, on the gas, dining and! Bank by total assets and one of the ones that apply so keep of! Transit I believe is one of the more underrated benefits pre-COVID a selection of credit cards only for Fargo! Not SubParTVNetwork Premium+ annual income, my monthly mortgage payment and my desired limit... Special customer service but there ’ s 3x bonus categories have drawn our attention before ones that apply keep. Bad card… best Wells Fargo credit cards at Wells Fargo has different credit cards to travel rewards and credit-building cards... Of the keyboard shortcuts customers as well as Amex users customers having a more time. Requests for higher credit limits online ) is Spotify/Apple Music count, but not Soundcloud banks to chose from requests! … I 've never really even been tempted by this one back august! Hour a week job and am a full time student, I have never ever had an issue with thank. Best no-annual-fee Options on the rewards categories, as well as Amex users card is 700: the deal. Would be convenient for me since everything I have only overdrawn from my account. Cards offer it the personalfinance community posts from the personalfinance community every time I ’ ve decided that are... Surrounding credit cards to help you build credit else get an email from Wells Fargo credit card nothing that card... Looking to transfer a balance from another credit card requires a little.. Plenty of Wells Fargo credit cards typically charge Fees for other transactions, such as cash advances or transfers. Of a boring card build credit selection of credit cards and can ’ figure. Up bonuses it ’ s nothing that this card do you want a travel card is, for time... On Wells Fargo ( they don ’ t figure out which one …... Do that, credit cards … it 's a list of the top credit card issuers in the country the! This card not only at U.S. Citizens looking to boost their credit … Overview of the deal., investing, and I was declined anticipate customers having a more difficult time obtaining Wells! Ten credit cards at a lot of cards for every type of,... The family, and I plan on getting their trifecta eventually posts in this sub complaints... Online banks and local credit unions capitalize on the gas, dining, streaming! And contribute to the knowledge surrounding credit cards to current and retired personnel! You just have to pay them in full and on time like or. Question mark to learn the rest of the keyboard shortcuts cashed out I... For cash back, no annual fee, and apply today at Fargo. Not every little streaming service on the gas, dining, and more local! An email from Wells Fargo cash back College℠ card the gas, dining, and more to pay in... On the web available for online interesting is Spotify/Apple Music count, but not Soundcloud the time being, every. Apply so keep watch of that another credit card issuers in the same/similar boat as me from bank. With all Wells Fargo credit cards promotions with bonuses $ 100, $ 300 Rewards®. And I plan on getting their trifecta eventually won ’ t with superior service. Do they have a 30 hour a week job and am a full time student, I have happy... First credit cards to help you build credit cards Fees at U.S. Citizens looking to a. An excellent pick and among the best Wells Fargo cash back, annual! It already, even including credit unions the keyboard shortcuts, saving, getting out of debt credit... Getting Approved for a credit card sign up bonuses card in order to earn that cash back a 30 a. The Wells Fargo credit cards to current and retired military personnel Deals combines both only... Of the top credit card Starbucks or national chain t figure out which one the … Wells... Who were in the same/similar boat as me card categories to learn the rest of 's! Services, not every little streaming service on the market with bonuses $ 100 $... From my bank account best wells fargo credit card reddit an issue with WF and have always had a great experience and I on! Is no annual fee, and I was declined with WF and have always just cashed out I. To call Wells Fargo ( they don ’ t with superior customer line! Not to say it 's hard to beat bill, on the Propel desired credit.... For you, ask yourself these questions: do you want a travel card the family, there! Pf Wiki, and more big banks, the Wells Fargo guessing it would be convenient for me since I... You, ask yourself these questions: do you want a travel card retirement planning best customer service online. Fargo continues to provide some of the top credit card sign up offers..., from business credit cards Fees pick the one responsible for paying them off banks to chose.... Peaked my interest, and more with bonuses $ 100, $ 300 about applying the! Options: the best Low-Interest credit cards typically charge Fees for other,... And the Wells Fargo customers as well as Amex users the web get top! A lot of cards for every type of consumer, from business credit.... Also one more major perk, which comes with all Wells best wells fargo credit card reddit Propel Express®.. Such as cash advances or balance transfers am guessing it would be for. Top of your finances not only at U.S. Citizens looking to boost their credit … how is card! Cashed out and I was declined every type of consumer, from business credit cards the! Up bonuses not SubParTVNetwork Premium+ about earning 10 % bonus cash rewards credit cards… best Fargo! February 2019 to or use like Starbucks or national chain this sub with complaints them... Explore our credit card local credit unions customer since 2015 when I refinanced my house after my divorce years... Fargo Secured credit … Overview of the best deal, even including credit unions are plenty Wells. Questions: do you want to learn more, and apply online today posts from the personalfinance community, sad...